Terms of Service

Effective Date: December 30, 2025
Last Updated: December 30, 2025

1. Acceptance of Terms

By accessing and using iSalary ("the Website", "the Service", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service and our Privacy Policy.

If you do not agree to these terms, please do not use our Website.

2. Description of Service

iSalary provides free online salary calculators and related tools to help users estimate:

• Take-home pay after taxes and deductions
• Tax liabilities (federal, state, and local)
• Salary conversions (hourly to annual, gross to net, etc.)
• Comparative salary information across different countries

Our calculators provide estimates only. Results are not guaranteed to be accurate or suitable for any particular purpose.

3. No Professional Advice

IMPORTANT DISCLAIMER:

• iSalary does not provide tax advice, financial advice, legal advice, or accounting services
• We are not tax professionals, accountants, financial advisors, or lawyers
• Our calculators are for informational and educational purposes only
• Calculator results are estimates and may not reflect your actual tax liability or take-home pay

You should consult with a qualified tax professional, accountant, or financial advisor before making any financial or tax-related decisions.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• Tax laws, rates, and regulations change frequently
• We may not immediately update our calculators when laws change
• Our calculators use simplified models and may not account for all deductions, credits, or special circumstances
• Results are approximations and should not be relied upon for official tax filing or financial planning

We make no warranties or guarantees about the accuracy, completeness, or reliability of our calculators or their results.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• iSalary and its owners, operators, and affiliates are not liable for any damages arising from your use of our Website or calculators
• This includes, but is not limited to: financial losses, tax penalties, incorrect tax filings, lost wages, or any other direct, indirect, incidental, or consequential damages
• We are not responsible for decisions you make based on calculator results
• You use our Website and calculators entirely at your own risk

6. User Responsibilities

When using iSalary, you agree to:

• Verify all results with a qualified professional before making financial decisions
• Not rely solely on our calculators for tax filing or financial planning
• Use the Website only for lawful purposes
• Not attempt to hack, damage, or interfere with our Website's operation
• Not use automated tools (bots, scrapers) without our permission
• Respect our intellectual property rights

7. Intellectual Property

All content on iSalary, including but not limited to:

• Calculator algorithms and formulas
• Website design, layout, and graphics
• Text, articles, and educational content
• Logo, branding, and trademarks

...is owned by iSalary or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, reproduce, or redistribute our content without permission
• Create derivative works based on our calculators
• Use our content for commercial purposes without authorization

8. Third-Party Links and Services

Our Website may contain links to third-party websites or services, including:

• Government tax authority websites
• Tax preparation services
• Financial institutions
• Educational resources

We are not responsible for:

• The content, accuracy, or practices of third-party websites
• Any transactions you make with third parties
• Privacy policies of external websites

Links are provided for your convenience only and do not constitute endorsement.

9. Advertising

iSalary displays advertisements through Google AdSense and may display other third-party advertisements. We may earn revenue from:

• Display advertising (Google AdSense)
• Affiliate links to tax preparation services, financial products, or related services

Advertisements and affiliate links are clearly labeled. We are not responsible for the accuracy of advertised products or services.

10. Privacy and Data

Your use of iSalary is also governed by our Privacy Policy. Key points:

• We do not collect or store your salary or financial data
• All calculations happen in your browser
• We use cookies for analytics and advertising

Please review our Privacy Policy for complete information.

11. Changes to Service

We reserve the right to:

• Modify, suspend, or discontinue any part of our Website at any time
• Update calculator formulas and tax rates
• Change our pricing (if we introduce paid features)
• Update these Terms of Service

Changes to these Terms will be posted on this page with an updated "Last Updated" date. Continued use of the Website after changes constitutes acceptance of the new terms.

12. Termination

We may terminate or suspend your access to our Website immediately, without notice, if you:

• Violate these Terms of Service
• Use the Website for illegal or harmful purposes
• Attempt to interfere with Website operations
• Engage in abusive behavior

13. Geographic Limitations

iSalary is operated from the United States. We make no representation that our Website or calculators are appropriate or available for use in all jurisdictions. If you access our Website from outside the US, you are responsible for compliance with local laws.

14. Indemnification

You agree to indemnify and hold harmless iSalary, its owners, operators, employees, and affiliates from any claims, damages, liabilities, or expenses (including legal fees) arising from:

• Your use of our Website
• Your violation of these Terms
• Your violation of any rights of another party

15. Disclaimer of Warranties

OUR WEBSITE AND CALCULATORS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of accuracy, reliability, or completeness
• Warranties that the Website will be uninterrupted or error-free

16. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United States and the State of [Your State], without regard to conflict of law principles.

17. Dispute Resolution

Any disputes arising from these Terms or your use of iSalary shall be resolved through:

• Informal negotiation: First, contact us to attempt to resolve the dispute informally
• Arbitration: If informal resolution fails, disputes shall be resolved through binding arbitration

You agree to waive your right to participate in class action lawsuits or class-wide arbitration.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

19. Entire Agreement

These Terms of Service, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and iSalary regarding your use of the Website.

20. Contact Information

If you have questions about these Terms of Service, please contact us: